DSCR Loans for 1 to 4 Unit Homes

What Are Single Family DSCR Loans?

Single Family DSCR Loans are customized financing solutions that focus on the income potential of investment properties rather than the borrower’s personal financials. These loans utilize the Debt Service Coverage Ratio (DSCR) to assess the property’s ability to generate income and cover mortgage payments. Whether you’re eyeing long-term rentals or short-term vacation properties, our financing options cater to your investment goals.

What are some of the typical guidelines for 1-4 unit DSCR Loans?

1. Up to 85% of the purchase price.
2. Cash out up to 80% of the appraised value.
3. Loans for properties valued from $75k to $2.5mm.
4. Credit scores starting at 640.
5. No seasoning on rate and term refinancing
6. ALL PROPERTIES MUST BE IN THE NAME OF AN LLC

Why Choose Single Family DSCR Loans?

1. Flexible Financing: Our DSCR Loans offer flexible terms and competitive interest rates tailored to your investment needs. Whether you’re acquiring your first rental property or expanding your portfolio, we provide financing solutions that align with your investment strategy.
2. Streamlined Process: We understand the importance of timing in real estate transactions. Our dedicated team ensures a streamlined application process, allowing you to secure financing quickly and efficiently. From application to approval, we guide you every step of the way.
3. Expert Guidance: With our expertise in the real estate financing industry, we offer expert guidance and personalized support throughout the financing process. Whether you’re a seasoned investor or new to real estate investing, we’re here to help you navigate the complexities of financing your investment properties.

How to Get Started with Single Family DSCR Loans

1. Explore Your Options: Discover our range of  DSCR loan programs tailored to meet your investment objectives.
2. Evaluate Your Investment: Assess the income potential of your investment property and determine its eligibility for financing.
3. Apply for Financing: Fill out our simple application form to kickstart the financing process for your investment property.
4. Secure Your Financing: Once approved, finalize the loan terms and secure financing for your single-family, duplex, triplex, or quad property.

Partner with The DSCR Company

At The DSCR Company, we specialize in providing financing solutions for real estate investors seeking to build wealth through investment properties. Whether you’re a seasoned investor or new to real estate, our dedicated team is committed to helping you achieve your financial goals.

Contact us today to learn more about our Single Family DSCR Loans and take the first step towards unlocking your investment potential.