investors Archives | The DSCR Company

Today we are going to discuss an article regarding what’s next for DSCR loans in 2024 and beyond.

In 2024, DSCR loans may see new changes to better serve real estate investors. Medium-term rentals, which last 30 days to a year, are gaining popularity. Investors love the extra cash flow these rentals bring compared to long-term rentals. But right now, lenders haven’t created a standard way to qualify these properties. DSCR lenders will need new tools, like how they use AirDNA for short-term rentals, to keep up with this trend.

Single-room occupancy (SRO) properties, where homes are rented by the room, are also becoming more common. Many investors see great returns, but DSCR lenders are still cautious. Some think these properties are too risky to lend on, but this could change as the market evolves.

Another area to watch is manufactured housing. Investors want more DSCR loans for mobile homes. The challenge is that mobile homes can be moved, which worries lenders. But with stricter rules on things like foundations, we could see more DSCR loans in this space.

Finally, mixed-use properties, which combine residential and commercial spaces, are another area for possible DSCR loan growth. Lenders might open up more to these properties if they remain mostly residential.

These updates show that DSCR loans continue to evolve. Lenders and investors alike will need to adapt to these exciting opportunities.

Click here to read the entire article.

Do you have more questions regarding what’s next for DSCR loans in 2024 and beyond? Contact us today!

Today we are going to discuss an article called “A sharp reversal in stock market’s fear gauge means the worst is over for investors.”

The recent surge and drop in Wall Street’s fear gauge, the VIX, shows that the worst of the stock market “growth scare” may be over. The VIX spiked to its third-highest level ever on Monday, then dropped 58% the next day. According to Tom Lee of Fundstrat, this drop is a good sign, indicating that the stock market could be recovering.

Historically, when the VIX experiences big swings like this, stocks often rebound quickly. For example, after similar events in 2010, 2011, and 2020, the S&P 500 rose by an average of 37% over the following year. This suggests that stocks may soon see significant gains.

Lee also noted that falling interest rates could help consumers. Lower rates mean cheaper home loans, car loans, and other types of borrowing, which is great for anyone looking to take on debt.

In short, the market seems to be stabilizing after a tough period. As a result, the outlook looks positive for investors moving forward.

Click here to see the entire article.

Do you want to find out more? Contact us today!

Tag Archive for: investors

What’s Next for DSCR Loans in 2024 and Beyond?

Is the worst over for investors?